This privacy policy (“Privacy Policy”) generally describes the information that Commercial Servicing DBA. (“we” or “us” or “Commercial Servicing”) collects when you use or access its website and any of its platforms, products, or services (collectively, the “Services”). It also explains how we use and share the information and what measures we take to protect it.

By visiting and using Commercial Servicing’s website or using its Services, you agree that we collect and use your personal information as described in this Privacy Policy. Please read this Privacy Policy in its entirety. We reserve the right to modify, alter, or update this Privacy Policy at any time to address changes in legal obligations, technologies, business practices, and the needs of our users. We recommend checking it periodically to stay informed about the current policies and practices that Commercial Servicing has implemented to protect your personally identifiable information.

Also, review the Terms and Conditions (contained herein) governing the use of our Services.

Commercial Servicing complies with all applicable federal and state privacy laws and regulations.

1. Information We Collect

The type of information we collect from you depends on the product or services you have with us. This information may include:

– Your name, contact information, home/business address, driver’s license number, and social security number;

– Your date of birth, gender, and marital status;

– Your login information when logging into our platform (or that of our affiliate);

– Information about business ownership, including profit participation and property interests;

– Your financial information, including, among others, your net worth, bank statements, and tax returns.

If you use our platform (or that of our affiliate), we may also collect information about the browser you are using. This information may include:

– Your IP address or other device identification information, browser type, browser language, date and time of your request;

– One or more cookies that can uniquely identify your device; and

– Information obtained through the use of cookies, flash cookies, web beacons, embedded scripts, or other similar tracking technologies.

We may supplement this information with third-party data. This information may include:

– Information from other sources, such as financial records, employment history, backgrounds (including, among others, criminal backgrounds), medical records, or other third-party data; and

– Information from other reporting agencies, state and federal government agencies, such as state motor vehicle departments and credit reporting agencies (including credit reports, history, and credit scores).

We treat all information about you, whether received from you or a third party, in accordance with this Privacy Policy and our Terms and Conditions (contained herein).

2. How We Use the Information We Collect

We use the information we collect to provide, maintain, protect, optimize, and improve our Services, and to enhance your user experience. We may also use the information we collect in the following ways:

– Common business purposes: We use the information you provide to update your account(s), process or carry out transactions requested or authorized by the Service, respond to your inquiries and requests, send you notifications, send you administrative information, such as changes to our terms, conditions, and policies, and verify your identity.

– For our own analytical purposes: Commercial Servicing may also use your information to develop new services, conduct research, and create anonymous or aggregated reports for its own use (or that of its affiliates).

– For our own marketing purposes: Commercial Servicing may use your information to offer you our services.

– To comply with legal requirements: It may be necessary to provide information collected about you to respond to subpoenas, other discovery requests, legal investigations, court orders, or to comply with the law otherwise. We may share information in accordance with a request from a government agency or investigative body. Commercial Servicing may be required to disclose an individual’s personal information in response to a legal request from public authorities, even to meet national security or law enforcement requirements.

– Other business or commercial purposes: We may use your information for other business or commercial purposes, as permitted by law, including, among others:

    – Data analysis

    – Operating and expanding our business activities

    – Security and fraud detection, including the detection of security incidents and protection against malicious, deceptive, fraudulent, or illegal activities.

    – Debugging, including identifying and fixing errors in our system and services.

    – Audits, including reviewing current interactions with you and related transactions,

    – As part of a merger/acquisition/bankruptcy or other transaction.

3. How Your Information Is Shared

Commercial Servicing does not share, sell, rent, or otherwise distribute your personal information except:

– With our service providers: We may share your personal information with other companies and individuals to perform functions or services for us or on our behalf, such as hosting this Site, sending email messages, making phone calls, and processing background and credit check requests. These parties are contractually or otherwise restricted from using personal information for purposes other than providing services for Commercial Servicing (or its affiliates) or on our behalf.

– For administrative and legal reasons: See Section 2 above. Additionally, Commercial Servicing also reserves the right to disclose or use information if it believes in good faith that such action is necessary to: (a) protect and defend the rights, property, or liability of Commercial Servicing or its

 affiliates, other users of this platform, or the public; (b) enforce the Terms and Conditions; (c) respond to claims that any content violates the rights of third parties; (d) respond to claims of actual or suspected illegal activity; (e) detect, address, or prevent fraud, technical issues, or security concerns; or (f) respond to an audit.

– With business partners: We may disclose personal information and other confidential information as necessary in connection with the provision of our products and services. To be able to provide services to our loan-related products, we may disclose your information to loan buyers, financing providers, insurers, reinsurers, insurance intermediaries, brokers, lenders, insurers, insurance reference offices, medical service providers, fraud detection agencies, and our other advisers, attorneys, accountants, and other third parties involved in the service delivery processes.

– With your consent: We may disclose personal information and other confidential information after obtaining your consent for such disclosure. Such consent may be granted in writing, electronically, or verbally, subject to Commercial Servicing’s reasonable ability to reasonably validate your identity and determine the authenticity of such request.

– For joint marketing purposes: We may share or disclose your information to third parties with whom we have a contractual relationship for joint marketing purposes. These third parties are contractually restricted from using personal information for purposes other than the joint marketing agreement that is the subject of the contractual relationship. Additionally, we do not share or disclose your information with third parties for their own direct marketing purposes outside of a joint marketing agreement with us.

4. How You Can Limit the Sharing of Your Data

Commercial Servicing respects your privacy and your right to limit the sharing of your information. Below are ways in which you can limit the sharing of your information and data:

– You can contact us at any time to limit our sharing using the contact information provided at the end of this Privacy Policy. However, please note that federal law grants you the right to limit only:

    – Sharing for everyday business purposes among affiliates;

    – affiliates using your information to market to you; and

    – Sharing for non-affiliates to market to you.

    State laws may grant you additional rights to limit sharing.

– You can also opt-out of receiving marketing emails by following the opt-out instructions in any marketing email or text message you receive.

– If you do not want our website to use cookies or similar tracking tools, you can configure your browser to block them. Please understand that blocking cookies may reduce the features and services that our website makes available to you.

– For more information on how to reject or delete cookies, you should refer to the help documentation for your browser or device or visit www.aboutcookies.org. Currently, Commercial Servicing does not (a) respond to automated signals related to tracking mechanisms, including “do not track” instructions from your browser, nor (b) allow third parties to install software to track the identities of users on its website.

– To limit the use and disclosure of your personal information, submit a request to info@commercialpro.net.

5. What Measures Commercial Servicing Takes to Protect Your Information

Secure Internet Connectivity: Commercial Servicing protects your personal/private information through the use of encryption technology. We use an industry-standard security protocol (Secure Sockets Layer or “SSL”) to ensure that the connection between your browser and our server remains secure. Unfortunately, it cannot be guaranteed that data transmitted over the Internet or data storage systems are 100% secure. If you believe that your connection with us is no longer secure for any reason, please notify us immediately.

Information Security: Personal information and user-specific settings and preferences are stored using commercially standard website security and database software. User passwords and other confidential user information are stored in encrypted form to prevent unauthorized access or disclosure and accidental loss, alteration, or destruction.

Information Protection Practices Assessment: Periodically, our operations and business practices are reviewed to verify compliance with corporate policies governing the security, confidentiality, and quality of our information.

Employee Access, Training, and Expectations: Our employees must protect the confidential information of third parties generally as a condition of employment at Commercial Servicing (or its affiliates), and our business practices limit the use and disclosure of such information, including personal information, to individuals, processes, and transactions.

6. Additional Concerns

Updating and Correcting Your Information: Keeping your information accurate and up-to-date is crucial, as inaccurate or incomplete information could affect our ability to provide you with services. Inform us of any changes that may be necessary in your personal information by emailing us at info@commercialpro.net.

Continued Use of Information: Even if you are no longer our customer or client, we may continue to share your information as described in this Privacy Policy.

External Links and Third-Party Privacy Policies: Commercial Servicing may post links to third-party websites governed by their own terms and not subject to this Privacy Policy. We do not control these third-party sites and are not responsible for the privacy practices of any third party. We recommend reading the privacy policies and terms of use of the third-party websites you visit.

International Users: The Services are operated in the United States and are intended for users located in the United States. If you access this Site from a location outside the United States, your information may be transferred to the United States, and you agree to such transfer. Additionally, you acknowledge that the United States may not provide the same level of protection as the laws of your country.

Children: The Services are not intended for individuals under 18 years of age. We do not intentionally collect, use, or disclose information from children under 18 years of age without the consent of their parents or legal guardians. We will delete any personal information collected that we determine comes from a user under 18 years of age.

California Residents’ Rights

If you are a resident/consumer of California, you may have certain rights regarding your personal information under the California Consumer Privacy Act of 2018 (CCPA). For additional information about our data collection practices, your rights under the CCPA, and how to exercise those rights, you can visit our California Privacy Statement at [INSERT LINK] or click on the “California Privacy Statement” link at the bottom of our website.

Additionally, Commercial Servicing does not share or disclose your personal information to third parties for third-party direct marketing purposes, except with respect to third parties who are affiliates or with whom we have a contractual relationship.

Communication: For additional information or if you have questions about this Privacy Policy or privacy practices at Commercial Servicing, send correspondence to [info@commercialpro.net] or by mail to:

Commercial Servicing DBA.

350 Old Country Rd

Garden City, NY 11530

Changes to the Privacy Policy

This Privacy Policy may be revised at any time to reflect changes in law or Commercial Servicing’s business operations. Any changes will take effect immediately after the posting of the revised Privacy Policy. There may be material changes to this Privacy Policy that we want to apply retroactively. If so, we will notify you and obtain your consent to the extent required by applicable law.